Published October 11, 2026 in Market Update

One part of Stamford CT is moving fast and bidding hard

By tara chlupsa

Real estate, Stamford CT Market Watch

Freddie Mac put the 30-year fixed rate at 7.40% as of October 8, 2026. That is the highest it has been in 35 months, according to Realtor.com. Rates that high slow a lot of markets down. But one ZIP code in Stamford, CT did not slow down.

In ZIP 06906, the Real Estate Data Aggregator counted 32 homes sold in the three months ending August 31, 2026. That is up 45.5% from the same three months in 2025. Nearly 8 in 10 of those homes sold above list price. The median sale price rose 9.5% year over year to $660,000.

ZIP 06906: The numbers that tell the story

The Real Estate Data Aggregator shows 78.1% of homes in ZIP 06906 sold above list price in those three months. That is up 14.5 points from the same period in 2025. Nearly half, 45.5%, went under contract within two weeks of listing. Pending sales were up 50% year over year.

That is the highest above-list share of any ZIP code in Stamford, CT tracked by the Real Estate Data Aggregator for this period. It is not close.

How 06906 compares to the rest of Stamford CT

ZIP 06903 has the highest sale-to-list ratio at 106.5%, per the Real Estate Data Aggregator. But 06906 is where the most homes are beating list price and going fast. That combination tells you buyers there are competing, not negotiating.

The full Stamford CT picture

Across all six Stamford, CT ZIP codes tracked by the Real Estate Data Aggregator, 366 homes sold in the three months ending August 31, 2026. That is down 8.5% from the same period in 2025. New listings rose 8.3% to 379. Homes for sale rose 26.5% to 248. So more supply came on, and fewer homes closed. That is worth knowing.

The National Association of Realtors reported months of supply nationally at 4.9 months, the highest in over ten years. Stamford, CT is nowhere near that. Even the loosest ZIP here, 06902, sat at 2.7 months of supply per the Real Estate Data Aggregator. That is still a seller's market by any standard measure.

What rates mean for buyers and sellers right now

Freddie Mac reported the 30-year fixed rate at 7.40% as of October 8, 2026. Realtor.com noted that is 110 basis points higher than a year ago. That squeezes buyers on monthly payments. It also keeps some sellers on the sideline, which is part of why supply stays low.

Nationally, Realtor.com reported homes under contract were down 4.1% year over year. In Stamford, CT, pending sales across all six ZIPs were down 9.2% per the Real Estate Data Aggregator. So the rate pressure is real here too.

But 06906 shows what happens when a home is priced right and presented well. Buyers still show up. They still compete. The rate is the same for everyone. The price and condition are what you control.

A note on ZIP 06901

ZIP 06901 tells a different story. The Real Estate Data Aggregator shows the median sale price there fell 8% year over year to $388,500. Homes sold dropped 7.1%. Days on market stretched to 36, three days longer than last year. Only 42.9% went under contract within two weeks, though that is actually up 20.7 points from the year before. Inventory is thin at 1.5 months of supply, but demand has softened. Pricing matters most in a ZIP like this.

One block can read very differently from the ZIP code around it. The numbers above cover the full ZIP. Your street may be moving faster or slower than what you see here.