Published October 18, 2026 in Market Update

Fairfield County, CT is still tight even with mortgage rates at 7.40%

By tara chlupsa

Real estate, Fairfield county CT Market Watch

Updated October 18, 2026. Freddie Mac put the 30-year fixed mortgage rate at 7.40% as of October 15, 2026. That is not a small number. But in Fairfield County, CT, it has not slowed things down the way you might expect. The Real Estate Data Aggregator counted 1,258 homes sold across the county in the three months ending August 31, 2026. That is up 5.3% from the same period in 2025. At the same time, the number of homes for sale fell 6.6% to 613. More buyers, fewer choices. That is still the story here.

Compare that to the national picture. Realtor.com reported that for-sale listings across the U.S. were growing 7% year over year as of the week ending October 10, 2026. Nationally, homes sat on the market a median of 61 days that same week. Here in Fairfield County, CT, supply shrank and sales rose. This market is running in the opposite direction from the national trend.

What does 7.40% actually mean for sellers in Fairfield County, CT?

Higher rates thin the buyer pool. That is real. But thinning a pool that was already deep does not flip the market. The Real Estate Data Aggregator shows 613 homes for sale against 1,258 sold in the same three months. Months of supply is how long it would take to sell every home on the market at the current pace. Most ZIP codes in this county sit well under two months. That is a seller's market by any measure. The catch, and it is a real one, is price. Homes priced right and presented well are still drawing multiple offers. Homes priced above the market are sitting. That gap is wider now than it was a year ago.

Town by town: Westport, CT

ZIP 06880 covers most of Westport, CT. The Real Estate Data Aggregator counted 125 homes sold in the three months ending August 31, 2026, up 5% from 2025. The median sale price came in at $2,450,000, up 18.9% from the same period last year. Homes for sale dropped 38% to just 57. Months of supply fell to 1.4 months, down a full month from 2025. The average home sold at 104.6% of its list price. More than half, 51.2%, sold above asking. And 28.1% of homes went under contract within two weeks of listing, up 6 points from last year. Westport, CT is moving fast at the top of the market.

Town by town: Weston, CT

ZIP 06883 covers Weston, CT, a separate town with its own school system and 2-acre zoning. The Real Estate Data Aggregator counted 48 homes sold in the three months ending August 31, 2026, down 9.4% from 2025. The median sale price was $1,517,500, up 2.2%. Homes sold at an average of 106.2% of list price, up 2.9 points. Two out of three homes, 66.7%, sold above asking. That share is up 12 points from a year ago. The median home went under contract in 29 days, 13 days faster than in 2025. And 40% of homes went under contract within two weeks of listing, up 11.4 points. Weston, CT has fewer sales but fierce competition on the homes that do come to market.

Town by town: Fairfield, CT

ZIP 06824 covers a large part of Fairfield, CT. The Real Estate Data Aggregator counted 136 homes sold, down 8.1% from 2025, with a median sale price of $1,350,000, up less than 1%. Homes for sale dropped nearly 30% to 59. Months of supply tightened to 1.3 months. Nearly half of all homes, 49.6%, went under contract within two weeks of listing, up 11.7 points from last year. The average home sold at 105.9% of its list price. ZIP 06825, also in Fairfield, CT, tells a different story. Sales there jumped 50.8% to 92 homes, with a median price of $750,000, up 3.4%. Homes for sale rose 46.9% in that ZIP. Even so, months of supply held steady at 1.6 months, and more than half of homes, 56.5%, sold above asking.

Town by town: Norwalk, CT

Norwalk, CT spans several distinct neighborhoods and ZIP codes, and the numbers reflect that. Do not read Norwalk as one market. ZIP 06850, which includes parts of Norwalk including the Wolfpit and Cranbury areas, saw 70 homes sold, up 16.7%, with a median price of $710,000, up 7.2%. Half of all homes there, exactly 50%, went under contract within two weeks of listing, up 10.9 points. Homes sold at 105.4% of list price on average. ZIP 06851, covering other Norwalk neighborhoods, had 84 homes sold at a median of $724,500, up 11.5%. More than 70% of homes sold above asking. ZIP 06855, which includes East Norwalk, ran a bit slower. Median days on market rose 12 days to 41. The sale-to-list ratio dipped to 103.7%. That ZIP had the most months of supply in Norwalk at 2.4 months. ZIP 06853, covering the SoNo area of Norwalk, CT, is a small but sharp market. Just 17 homes sold, but the median price hit $2,500,000, up 23.5%. Homes there sold in a median of 15 days and at 108.8% of list price.

Town by town: Stamford, CT

Stamford, CT is not one market. North Stamford and Downtown Stamford run on different tracks entirely. ZIP 06903, which covers North Stamford, CT, had 61 homes sold, down 27.4%, with a median price of $1,250,000, up 4%. Months of supply rose to 1.9 months, up 0.8 months from last year. Days on market ticked up 6 days to 31. Still, 63.9% of homes sold above list price, and the average sale came in at 106.5% of asking. ZIP 06901, which covers Downtown Stamford, CT, is a different world. The median sale price was $388,500, down 8% from 2025. Only 26 homes sold, down 7.1%. The sale-to-list ratio was 100.5%. Downtown Stamford, CT tends toward condos and is more sensitive to rate moves. ZIP 06906 in the Springdale and Glenbrook area of Stamford, CT was one of the county's livelier spots. Sales jumped 45.5% to 32 homes. The median price rose 9.5% to $660,000. And 78.1% of homes sold above list price, up 14.5 points. ZIP 06905, covering another part of Stamford, CT, had 80 homes sold at a median of $740,000, though the price dipped 2% from 2025. ZIP 06907, in the Springdale area of Stamford, CT, saw 43 homes sold at a median of $728,000, down 2.3%. The sale-to-list ratio there was 103.1%.

Darien, CT and New Canaan, CT: the tightest markets in the county

ZIP 06820, which is Darien, CT, posted the lowest months of supply in the county. The Real Estate Data Aggregator counted just 0.5 months of supply, down 0.2 months from 2025. The median sale price was $3,000,000, up 25.8%. Homes sold in a median of 13 days. The average sale came in at 109.1% of list price, and 69.1% of homes sold above asking. ZIP 06840, which is New Canaan, CT, was nearly as tight. Months of supply sat at 1.3 months. The median sale price was $2,425,000, up 5%. Homes sold in 18 days on average. The average sale hit 108.1% of list price, up 4.1 points. Nearly 75% of homes, 74.8%, sold above asking, up 21.3 points from 2025.

Wilton, CT and Redding, CT area: ZIP 06897 and ZIP 06896

ZIP 06897, which covers Wilton, CT, was one of the county's stronger performers. The Real Estate Data Aggregator counted 110 homes sold, up 23.6%, with a median price of $1,390,000, up 3%. Homes sold at 108.7% of list price on average. More than 8 in 10 homes, 82.7%, sold above asking, up 10.8 points. Months of supply was just 1.1 months. ZIP 06896, which covers Redding and part of the western edge of the county, saw the median price dip 6.7% to $967,500. Sales fell 5% to 38 homes. But 71.1% of homes still sold above list price, up 18.6 points, and the median days on market fell 14 days to 33. The price dipped but competition did not.

Easton, CT area: ZIP 06612

ZIP 06612, covering the Easton, CT area, was one of the quieter spots in the county. The Real Estate Data Aggregator counted 28 homes sold, down 15.2%, with a median price of $1,063,000, up 18.1%. New listings fell 27.3%. Months of supply held steady at 2.3 months. The share of homes going under contract within two weeks dropped 10.2 points to 23.1%. That is the lowest two-week contract rate in the county. Homes still sold at 101.6% of list price on average, but this ZIP has more patience built in than most of the county.

Southport, CT area: ZIP 06890

ZIP 06890, which covers the Southport area of Fairfield, CT, had a sharp jump in sales. The Real Estate Data Aggregator counted 25 homes sold, up 92.3% from 2025. The median price dipped 5.6% to $1,700,000. Only 8 homes were for sale, and months of supply fell to just 1 month. The average sale came in at 105.1% of list price. Nearly two-thirds of homes, 64%, sold above asking. Homes near the water in this area may be in flood zones. Verify flood zone status and insurance costs before making any decisions on a specific property.

What this means if you are thinking about selling in Fairfield County, CT

The county-wide numbers are clear. More buyers closed than a year ago. Fewer homes were available. Sellers in most ZIP codes still have the upper hand. But the rate environment matters. Freddie Mac put the 15-year fixed rate at 6.71% as of October 15, 2026. The 30-year sits at 7.40%. Those numbers narrow the buyer pool. A home priced right, in good condition, and presented well is still drawing competition. A home priced above the market is now sitting longer than it would have two years ago. The ZIP codes where days on market rose, like ZIP 06855 in East Norwalk and ZIP 06903 in North Stamford, are telling you something. Price is the lever you control.

FAQ: Fairfield County, CT housing market, October 18, 2026

Are home prices going up in Fairfield County, CT? Most ZIP codes saw prices rise year over year. The Real Estate Data Aggregator shows the biggest gains in Darien, CT (ZIP 06820, up 25.8%), SoNo area of Norwalk, CT (ZIP 06853, up 23.5%), and the Easton area (ZIP 06612, up 18.1%). A few ZIPs, including ZIP 06890 in Southport and ZIP 06896 in the Redding area, saw prices dip slightly, but competition there remained strong.

Do homes sell over asking in Fairfield County, CT? Yes, across most of the county. The Real Estate Data Aggregator shows that in Wilton, CT (ZIP 06897), 82.7% of homes sold above list price. In ZIP 06906 in Stamford, CT, 78.1% did. Even in the slower ZIPs, most homes sold above their asking price.

How long does it take to sell a house in Fairfield County, CT? It depends on the town. The Real Estate Data Aggregator shows Darien, CT (ZIP 06820) at a median of 13 days. New Canaan, CT (ZIP 06840) came in at 18 days. East Norwalk (ZIP 06855) took the longest at 41 days. The county-wide picture sits well under the national median of 61 days reported by Realtor.com for the week ending October 10, 2026.

How many homes are for sale in Fairfield County, CT right now? The Real Estate Data Aggregator counted 613 homes for sale across the 19 ZIP codes in this market watch for the three months ending August 31, 2026. That is down 6.6% from the same period in 2025.

How does Fairfield County, CT compare to the national market? Very differently. Nationally, Realtor.com reported for-sale listings growing 7% year over year and homes sitting on the market a median of 61 days as of the week ending October 10, 2026. In Fairfield County, CT, inventory shrank 6.6% and most ZIP codes saw homes sell in well under 40 days, according to the Real Estate Data Aggregator.